Yes. In fact, most of our first home buyers and many upgraders buy with as little as 5% down.
At Flenley Financial Group, we specialise in helping:
5% Deposit Home Loans
Many lenders accept just a 5% deposit for eligible borrowers.
First Home Guarantee
Buy with 5% and avoid Lenders Mortgage Insurance (LMI) saving thousands.
2% Deposit Loans for Single Parents
Through the Family Home Guarantee scheme.
Guarantor Loans
Borrow up to 100% of the property value with the support of a family guarantor.
If you borrow more than 80% of the property’s value, Lenders Mortgage Insurance (LMI) usually applies. But:
Many lenders allow LMI to be capitalised into the loan (no upfront cost)
The opportunity cost of waiting years to save 20% often outweighs the LMI fee
Some professionals (like healthcare workers and teachers) may qualify for LMI waivers
We’ve built exclusive relationships with over 340 lenders.
When you choose a low deposit loan through Flenley, the lender pays us, not you.
No hidden fees. No surprises.
It’s how we do things the right way.
Access to 340+ lenders
Access to 340+ lenders
Help with grants and schemes
Clear, jargon-free advice
No direct client fees
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Redefining financial services in Australia with top-tier customer satisfaction, innovation, and comprehensive care.
