How New Policies Could Affect Property Investors and Buyers
The Labor 2025 election housing shift is here and it’s set to influence everything from mortgage access to property investment conditions. With the federal election result now clear, Australians are watching closely to see how the housing market responds.
Whether you’re a first-home buyer, investor, or looking to refinance, Labor’s housing strategy could reshape your next move.
Key Housing Changes Under Labor 2025
Help to Buy Scheme
A shared equity scheme supporting up to 40,000 Australians with lower deposits and reduced loan sizes, making homeownership more accessible. More on shared equity schemes.
Boost to Housing Supply
The government aims to ease price pressures by increasing housing availability in high-growth areas and regional hubs.
Interest Rate Influence
Though the RBA sets official rates, Labor’s economic direction and policies promoting affordability will influence borrowing costs.
What It Means for You
First Home Buyers
Labor’s 2025 election housing plan helps lower the barrier to entry, especially with reduced deposits and shared ownership options.
Property Investors
Expect tempered price growth in some areas, but stronger rental demand driven by population growth and affordability issues.
Refinancers and Upgraders
Watch lending policies closely — shifting interest rates and updated criteria may affect your options.
What You Should Do
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Use our Borrowing Power Calculator to check your updated limits.
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Book a free consultation with Flenley Financial Group to discuss your property goals.